April 20, 2015


roof inspections save money

Saving Money with Regular Residential Roofing Maintenance

roof inspections save money

Annual roof inspections can save you money.

No matter how old your roof is, it isn’t going to last forever. At some point, it will need repairing or replacing. The cost of replacing a roof can be quite high. So it’s understandable if you’re a little worried about calling out a roofing company to take a look at even just a small problem. However, by catching problems early you will end up paying a lot less.

If you really want to minimize the risk of paying out for costly repairs, regular maintenance can help. Just like any other part of the home, your roof requires some level of maintenance to ensure it stays in good shape.

Here you’ll discover what you can do to protect your roof and how often it should be maintained.

Annual professional assessments

The best way to maintain your roof is to contact one or more Nassau County roofers to have a professional assessment at least once a year. Ideally they should be done twice a year; one in the fall and one in the spring. However, once a year can still ensure any small problems are picked up early.

So what does a professional assessment consist of? Basically a roofing contractor will take a thorough look at the roof to ensure it is in good condition.

There are all kinds of things that can go wrong, especially in harsh weather conditions. High winds and storms can loosen tiles, or they could break off; leaving the home susceptible to leaks and issues with mold.

Things you can do yourself

As well as professional assessments, there are things you can do yourself. Removing any loose debris from the roof and guttering is a good start. You can also check in the attic to see if there are any signs of dampness. It is also important to remove any moss or mold.

These are simple maintenance tasks you can carry out by yourself. However, it is no substitution for a professional assessment. Without them, you could end up spending thousands of dollars on repair costs.

Small repair jobs that are spotted early cost a lot less than you might think. So why not book a residential roofing assessment today and start protecting your home and your wallet.

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The World Turns On, But Inventory Does Not

CoreLogic is a company that tracks all kinds of trends.

They take a slice of recent history and the economic factors within it and do cool calculations that slice and dice information used by pundits and prognosticators – and sometimes speculators.

Data is only as good as its interpretation.  What is even more important is the actions that are taken by such interpretations.

You might be asking yourself what is the point behind all of this.  If you are in the housing industry in any way, it is quite meaningful.

You see, CoreLogic just released a report about inventory turns on foreclosures that hit the market in 2007.  You know, that time before the market crash of 2008.

There were over 23,000 foreclosures in 2006 that sat in REO inventory until 2010.  This number represents about 10% of the total number of foreclosures that hit that same year.

Now, we are about to have another 10 million homes hit the market in 2012 and 2013.  If history is any indicator, over 1 million of these homes will still be in the inventory until 2016 / 17.  So what, you say?

Well, 1 million is a long way from 23K.  Couple this with the radically changed credit accessibility of the general public and Dodd/Frank, and you have a very big recipe for protracted affects on home prices and selling cycles.

On the other hand, it does represent some great opportunity if you are of a mind to do so.

What we can be assured of is that home appreciation will be very low for several years to come, but the rental market will be quite hot.

Just make sure that if you plan to be in the speculation game any time soon, plan to be in it for the long haul…

Here’s the original article…More than 20,000 foreclosures in 2006 took 4 years to resell: CoreLogic

December 10, 2011



What is News?

It is beyond me how people who call themselves writers seemingly have no imagination about subject matter.

There are so many things to write about in the housing industry that it confounds me when I read repeated articles about old news.

Do we really need to understand that housing foreclosures are about to pick up and more inventory will be moving into the market?

Is it any news that the number of foreclosures has been kept artificially low because of legal entanglements between banks and government?

If you think this is news, I wonder where you have been.  Particularly if you are a resident of the US and have two eyes and ears.

This is the last time I will write about the expected upturn in the inventory of foreclosures unless it suits my warped sense of humor to do so.  And so here goes…

All of the legal issues surrounding improper foreclosures have essentially been resolved and there is now a clear path outlined nationally and in each state.

It goes something like this: if you enter foreclosure proceedings,  you better have all of your i’s dotted and your t’s crossed.  If you don’t,  you as a financial concern are going to have your ass kicked in court.

If you are a homeowner and you are facing foreclosure, you had better understand the entire process from front to back and be prepared to keep excellent records.

You had also better be prepared to send time sensitive responses to the appropriate person / entity without delay and to follow an appeal process to the letter.

If you don’t, you are going to get a smack down from a judge or from an attorney or arbitrator.  It is that simple.

Do not cry the blues, do not whine, do not pass go and do not collect $200.  Take care of your business.  If you plan to double down, remember that you may lose and that is how the game is played.

You know, just like kickball on the old playground.  Someone loses and someone wins.  It is how the game is played.

Here’s the original article…Foreclosures Fall 12 Straight Months

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